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You can find out by asking yourself some questions
Do I have a steady source of income (usually a job) Have I been employed on a regular basis for the last 2-3 years Is my current income reliable Do I have a good record of paying my bills Do I have few outstanding long-term debts, like car payments Do I have money saved for a down payment Do I have the ability to pay a mortgage every month, plus additional costs If you can answer yes to these questions, you are probably ready to buy your own home.
[ ..More About Santa Barbara Home Ownership: Are You Prepared. ]
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Santa Barbara Real Estate
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